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FX

PayPal exchange rate calculator

Convert an amount using the PayPal posted rate and conversion fee you see in your account. Live quotes are not built in.

Amount and currencies

Posted rate and fee

About this tool

What you actually receive on PayPal depends on the conversion rate and fee shown in your account, not on a bank mid-market rate. This page does not supply a live quote, and no example fee is an official current fee. Look up the posted rate and fee in your PayPal account or help pages (see https://www.paypal.com/us/business/paypal-business-fees) and enter them here. This is not a transaction receipt.

How the formula works

By default the quote is “1 source unit = rate target units”: converted amount = source amount × rate ÷ unit size. Fee = converted amount × the fee rate you enter. Net = converted amount − fee.

FAQ

Why is this different from a bank rate?

PayPal uses its own posted rate and may add a conversion fee, which often differs from a mid-market bank rate. Use the figures shown in your account.

Is the 3% in the example an official fee?

No. It is only a worked example. Enter the conversion fee you actually see in PayPal, or leave it blank if there is none.

How do I convert into renminbi?

Set the target currency to CNY and enter the USD (or other source) to CNY rate shown in PayPal. To estimate from a Chinese official posted rate, use this site’s renminbi exchange calculator.

Feedback

Report formula, copy, or fee-rule issues. Do not send your prices or costs.

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